T.M.E.G. Tip of the Day:
When it comes to budgeting, the month of August is the perfect month to begin preparing for the coming holiday season. "Back to school" sales offer the opportunity to purchase fall and winter clothing, and electronics like laptops, tablets, and cellphones at discounted rates. Winter vacations to popular warm weather destinations are still available and the costs have yet to reach peak levels. And for those who don't currently have the funds necessary for holiday spending, there are still more than three months left to save before December.
Do yourself a favor this year; start purchasing gifts and vacation packages or begin saving for the holiday season this month. Not only will you be in a better position to avoid unnecessary stress in December, you'll also be setting yourself up for a great financial start in 2017.
If you don't know how to do this or need help with planning ahead, contact my team and we will do our best to help you.